These are some sort of scam operation. They have an address from about 5 years ago & say I ordered 10-15 magazines & now they are collecting. Never happened! I usually don't answer & they leave no message.
A collection agency. They left a message on my phone machine. They call the telephone number provided by the person who has a bad debt that they are trying to collect (no matter how old the information is). I explained that I've had my phone number for over a year, that the number was issued to me by AT&T, and that I've had calls asking for this person before. A polite customer service rep said he would delete my phone number from their computer system---hopefully that will happen.
Malcolm S. Gerald and Associates, Inc.
332 South Michigan Avenue
Suite 600
Chicago, Illinois 60604
Yeah, get calls from them every once in awhile. Never answer them & they never leave a message. Think they'd get a clue? Naw...dumb as the rest of 'em.
That is an excellent letter!
THANK YOU VERY MUCH!
After researching this company that just called me, I now know they are more of a "scam collections".
We were billed once by ACCESS ONE for a 4 year contract we did not agree to. We had them for 4 years, paid our bills and canceled the service when the contract was up. And they billed us for $2,000.00. We disputed it with them, and they have since dropped trying to collect that money. We've received NOT ONE collection letter, NOT ONE statement from Access One since. They know they are in the wrong and they apparently dropped the issue. 8 months later, out of the blue, this Malcom S Gerald starts calling, with extremely little information on this account, just Access One's name and our company name and phone number. I told him we've received NOTHING in the mail with further attempts to collect this money (which we do not legally owe). He told me to fax all my paperwork to dispute these charges. After doing this little research, I'm not sending them a thing except this letter you have shared with us. THANK YOU AGAIN!