Caller ID said "Survey", but it was the same "Account Services" people that have been harassing everyone for years. "Hello, this is Heather at Account Services. There is nothing wrong with your account...." blah, blah, blah, and on about lower interest rates, etc. They are a PREDATOR, and attempting to get the lower rates with these people will only cost you money in the long run. In the past, they have called regularly for years at a time, every month or more. They violated my DNC registry, and the laws regarding robocalls (this was a robocall). If you get a call from these people, and they use different phone numbers to call you, report them to the FTC phone, text, etc complaint center. Google FTC Complaint form, or similar, and register your information about the call. BTW, pressing the "1" to speak to them and take up their time, will probably not work; they know the trick and will only speak with you if they really think you are going to bite for their scam. Otherwise, they will hang right up on you without any polite closing.
This number called my cell phone at 4:45 AM! I was double annoyed. On my cell phone and the time of day! To me it is harassment to call a cell and also to call at 4:45 am.
They called me at 0537 AM. Answering machine activated but they hung up. Obviously, the government regulators are impotent when it comes to regulating this trash.