I got the same thing they called my sister then they called me saying I had apayday loan back in 2011 which is impossible cause the bank name they gave me I never had till 2013 and that If I didn't set up a payment I would be going to court and legal action would be taken against me what [***]
...they're not going to send anything or take legal action. And this number is a RingCentral Mobile phone in Detroit, MI with moderate spam activity suspected.