I stupidly answered a 800 call and it was a debt collector that had an Indian accent. He insisted he could get my debt way down. Then when I said I would get back,to him on it, he became mean and said I had to give him 100.00 for the so called deal! It was a learning experience, and I will not do it again. What is really sad, is how many poor, elderly, lonley, isolated people they do scare into writing post dated checks ECT. Its sick!
If you call that number they ID themselves as Portfolio Recovery Associates.
Most likely this group:
http://www.portfoliorecovery.com/
Portfolio Recovery Associates, LLC (Possible AKA: MUHL) (Also use something called Regional Locator Service LLC) Also Neal Corp & J T White & Assoc.
120 Corporate Boulevard,
Norfolk, Virginia
23502
800-772-1413
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BBB Accredited Business since 12/27/1996
Portfolio Recovery Associates, LLC (Headquarters)
(757) 519-9300
120 Corporate Blvd., Ste. 1, Norfolk, VA 23502
Send email to Portfolio Recovery Associates, LLC
http://www.portfoliorecovery.com
! There is an alert for this business !
On May 1, 2014 Portfolio Recovery Associates, LLC in New York, New York signed an Assurance of Discontinuance with the Office of the Attorney General (OAG) for the State of New York for alleged violations of New York Executive Law, New York General Business Law (GBL), and the federal Fair Debt Collection Practices Act (FDCPA). Portfolio Recovery Associates, LLC without admitting or denying any allegations listed in the Assurance of Discontinuance agreement entered into this Assurance in order to settle and resolve the Office of the Attorney General of the State of New York's investigation and whereas the parties each believe that this Assurance is a prudent and appropriate way to resolve the dispute. This Assurance of Discontinuance only involves consumers residing in New York City. The alleged violations include among other things;
- violation of New York Executive Law 63(12) authorizing the OAG to bring enforcement action when a person or business entity engages in repeated fraudulent or illegal acts or otherwise demonstrates persistent fraud or illegality in the carrying on, conducting or transaction of business;
- violation of GBL 349 which prohibits deceptive acts or practices in the conduct of any business, trade or commerce or in the furnishing of any service in this state;
- violation of GBL 601 prohibiting a principal creditor or its agents from claiming, or attempting or threatening to enforce a right with knowledge or reason to know that the right does not exist; and
- violation of the FDCPA prohibiting debt collectors from using any false, deceptive, or misleading representations or means in connection with the collections of a debt, including falsely representing the character, amount, or legal status of a debt, threatening to take any action that cannot legally be taken, or using any false representation or deceptive means to collect or to attempt to collect a debt.
According to the Assurance, Portfolio Recovery Associates, LLC shall pay a civil monetary penalty of $300,000 to the State of New York within 3 days of May 1, 2014, will not sue the consumer to collect on Time-Barred Debt, and will include the following information in any written communication seeking to collect on a debt allegedly owed by a consumer residing in New York State:
(1) The name of the Original Creditor;
(2) The last four number of the original creditors account number; and
(3) The date of the consumer's last payment of debt.
As of the date of this Business Review, the Portfolio Recovery Associates, LLC has paid the $300,000 fine.
Please click on the following link: http://hamptonroadsbbb.org/documents/BBBPortfolioRecoveryAssociatesLLC.pdf for further details or to read the complete Assurance of Discontinuance.
- See more at: http://www.bbb.org/norfolk/business-reviews/d ... h.f12avpCs.dpuf
Portfolio Recovery Associates, LLC BBB® Accredited Business Seal
BBB® Accredited A Rating
On a scale of A+ to F
- See more at: http://www.bbb.org/norfolk/business-reviews/d ... h.f12avpCs.dpuf
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In any event:
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
**Scammers!** Called and the first thing she said was she was Marilyn and was calling on a recorded line and wanted to verify my name. That's when I hung up. Becareful of these scam companies. It's making it hard to run a business with continuous calls like this daily. I wish someone would do something about this.