Really?? What happened to "innocent until PROVEN GUILTY"? YOU cannot honestly think that just because you called a number you had "on file", you reached the correct party (or parties) relating to the "so called" debt (or can you)? People change phone numbers.
In court, since you are taking the action, the onus is on YOU to prove this is the person that legally owes the debt, not on the person defending themselves against you.
Don't listen to these money stealing indians or goat herders as they like to be known as. They can't take you to jail there is no court documents they are trying to scare you. Go to you tube and look up payday loan scams. I would also recomend buying a air horn when they give you a chance to talk blow the horn. That always pisses them off. Do not agree to anything. They are thrives and let them know that. U CAN NOT GO TO JAIL FOR NOT PAYING A PAYDAY OR ANY OTHER TYPE LOAN.
you have to pay your outstanding amount...or else you have to prove yourself in the court,and if you loose to prove yourself then you will end up paying the heavy legal fine that is $5000 ..thats it!
I received the same message, but the foreigner said her name was Cathy Wilson. I called Advance America's Consumer Alert Line (888-310-4238) and the Federal Trade Commission (877-382-4357) and reported the number as a fraudulent call. I urge others to do the same.