You are an idiot!!!! You just got scammed huge time. Why would you even talk to these guys? You should have insisted they provide you with the name of the loan company, which they can't do. You should have also asked where they are located. They won't tell you that either. What you should have done was report them to law enforcement, FBI. FTC, BBB, and the U.S. Secret Service.
got a call from the above number claiming to be the United Nations Legal Department. My phone shows it is from a cell phone and the originating number is 980-056-586. (yes, that is correct, no last digit). I asked for a number to return the call and was given 315-277-3439.
I got the same call claiming to be some Legal Department. The person on the line sound like India people because I barely hear what he say over the phone. The return number is also 315-277-3439
Consumer Alert: Attorney General warns Kansans of debt collection scam
January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers. Consumers are warned to not submit payments to these fraudulent debt collectors.
When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid. Consumers state they have never obtained such a loan or paid off the loan years ago. The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names. It appears the phone numbers used by the scammers are “spoofed” numbers, so that the number appearing on a consumer’s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.
When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent. These scammers have been able to provide consumers with identifying information, such as the consumer’s social security number, home address, e-mail address, names of family members and the consumer’s computer IP address. Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.
If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court. Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union. The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as “We’re filing an affidavit against you” or by stating a lawsuit has been or is in the process of being filed against the consumer.
A hallmark of each scam has been calling consumers repeatedly at their place of employment. This scam hit home when an employee of the Kansas Attorney General’s Office was repeatedly called both on her cell phone and at work. Despite the employee’s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an “officer”.
“I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ‘If that’s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming’,” stated the employee.
“It is important for consumers to know their rights under the law,” Attorney General Six said. “If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.”
Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact. The notification should contain information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer’s arrest, or using the threat of violence.
More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.
To register a complaint with the Kansas Attorney General’s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.
Omg! Same thing happened to me. This fake company calls me to tell me that I took out a payday advance in December 2009 and that when the company went to my account to retrieve the funds back the electronic debit came back. Now, I knew damn well that this wasn't true. This so called officer even attempted to convince me that maybe I forgot about this so called cash advance. I asked him to tell me the name of the company and of course he couldn't come up with the information. I then said to him... If I so called owed a company money then why is it that they haven't contacted me to retrieve the funds. Ummm hello if you owe a company money wouldn't they contact you first. Such bs! He then tried to strong arm me and tell me that he was sending this information to my job to let my job know what kind of person I am. The most horrible part of this experience is that this bs fake company was able to get my information including my home address, banking information, job information, ssn, and reference people in my life. Other than that I advised him that his fake attorney lame [***] lingo didn't scare me one bit. I will be filing a complaint. What a scam! Trying to scare and strong arm folks. Wrong chick to try this with! I am not the one. And my boyfriend was like tell him to get a life. He is seriously talking about taking you to court and prosecuting you over something little like that. Such garbage. I called the [***] wipe tonight and told him to get a life.. his voicemail picked up. So best believe he will be hearing from me again in the morning. They have broken so many laws