Validation of debts [15 USC 1692g]
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing --
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor.
(b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
(c) The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.
This is not a real loan office or company, it's A SCAM and Ripoff. Do not give out any information at all no SSN, cheching or banking information over the internet. Listed below is his real name and a IC3 Link to report him, the FBI are currently on his trail to shut them down. Only us your Local Banks and Credit Unions within your community and state.
www.fastcash.org
athoney megia fastcashusa it Mejia ( he spelled Megia incorrect)
3153330848
I received a call from another Indian named "Frank"who told me I needed to get a Vanilla Reload Card to show that I can make the monthly payments on a loan for $1500. I had to put $170 on the card then hold on the phone with him so he can get the PIN number just to see if the funds were available. I did that only to learn there was a "block" with the bank that was actually lending the money. They said I had an outstanding balance from another loan that I had in the past for $286. If I pay that they remove the block. I made him swear that no other blocks existed. I said i only had $210 and he said they would remove the block. When i called back asking where my money was he said there was another block and that I needed to pay off another loan with a vanilla card for $279. I said no and then the Indian started shouting all kinds of obscenities to me. I threatened to call the police and he said HE was going to have ME arrested. DO NOT FALL FOR INDIAN MEN ASKING FOR VANILLA CARDS OR TELLING YOU YOU WERE APPROVED FOR ANY KIND OF LOAN.
I really hate to say this, but you deserve to be scammed. How anyone could fall for such a stupid line of BS is beyond me. I would have been too embarrassed to even post such a story.
I was scammed lied to an decieved by a man named frank wilson he has scammed me for more then 500 dollars garaunteeing me multiple times that he was going to transfer my money into my account and never did each time there was always some kind of excuse