They are a bill collecting outfit with offices in the middle of the Westfield, IN ghetto.

They stuff all the losers they can find into little cubicles, fasten a head set on their loser heads ... and start the autodialer.

If you are unfortunate enough to talk to one you will find they are at the bottom of the totem pole as far as hired help go ... and have trouble putting a coherent sentence together.

This company is setting records at being cited for FDCPA violations.