Just got a call from this telephone number (on my cell) showing as a Rayville, Louisiana #, although I am listed on the Do Not Call registry; it starts with a recorded message about a credit card reducing current interest rate and then gives the option of pressing 1 to talk to someone. Because I have received identical calls with the exact same offer numerous times I have attempted to talk to someone but as soon as I ask with which company they are they hang up. I also have told them that I would report them for violating the Do Not Call registry rule, several times; they still call on regular basis. It is a scam. beware!