The caller called my work and my home and left this message:
Called saying this
We are processing an order in regards to a complaint that has been filed against you. I've been retained to schedule service of documents that either your residence or your place of employment. You have 24 hours to contact the client to resolve your case voluntarily. Understand when you are located you forfeit that right. Their number is 319-208-0254.
I know this is a scam debt collector, debt collector are not allowed to call your work or threaten you the way these people are. I have blocked the number.
Threatened that I have some pending complain for defrauding a banking institute, said I took out a payday loan 5 years ago and then closed my bank account in order to not pay them back. Yeah sounds
serious - I'd get right on that except the fact that this IS A SCAM!
They can give me no info/written documentation on this aledged payday loan and they dont even have all my info. They asked me for my address and personal info -- well if I have a complaint on me that they going to file charges on me for, then they would already have my personal info and only need to verify it with me. TOTAL B.S. way for them to get your SS number and personal info -- leading up to getting your bank account number or credit card number.
For one I didn't take out a payday loan,
two I've had the same bank account for 15 years and can get records showing no money from a payday loan company way placed into my account, and three - Payday loans via a business store front, online, and or from a company out of state are illegal in my state of Arizona.
This is some sort of scam using scare tactics by saying, they are a collection company that works for an attorney and unless you pay them such and such amount of money via bank account or credit card they will file criminal fraud charges -- It is just not true.
Payday loan debt scam. Scare tactics used by scammers to get you to pay them with your credit card or bank acct. number over the phone. They make it seem like you will be served, go to jail, and are in trouble involving the police. It is not true, it is all just a way for them to get money from you over the phone.
Just think for a minute and do some research before dealing with these scammers. And remember, what they are saying to scare you into paying, IS NOT in any way how the U.S. legal system works when it comes to an individuals debt.
They called me abput a month ago and tried to use intimidation on me. Saying I was in trouble with the law for fraud about a payday loan 5 years ago. They said they wanted me to pay - I said no, send me all the documentation so I can take it to my bank and attorney, also go on and send the law to me. I haven't gotten either. I never even took out a payday loan -filled out info, but never ever got a loan because it's illegal in my state of AZ.