We have got
12
reports against 3192087808
The majority indicated that it is a Other

Who called from 3192087808

1
sharlene white
they said i did a pay day loan in 2013 dont remember it
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2
Jo Ann Stinyard
This phone call stating that they have a case pending against me not saying for what and the I needed an attorney.
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3
Known crooks trying to pretend they are debt collectors.  Anytime a DC tells you they have a "case and that you need a lawyer" tell them you do need a lawyer to sue them.

Since they talked to you (or left a message) they are now required by law to do this:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php
Latest comments
4
Amigo
Fraud, fraud, fraud...they will tell you that they have a "warrant" for issuing bad checks. The case is from 2013, and if you don't send them the money the will referred the warrant to the State Attorney's office.
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5
Taylor
This is a scam. I have never taken a loan out..
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(319) 208-7808  +1 319-208-7808  3192087808  +13192087808