SPAM CALL - In a longtime calling scam, crooks leave voice message asking you to call back a specific number because you have won a sweepstakes, won a cruise, credit card services or have an undeliverable package. Now they simply program calls to smart phones/home phones to ring only once or disconnect when you answer. Your curiosity over a missed call alert results in you spending upwards of $30 to call back.  The reason: Despite a seemingly American area code, the call is to an international phone number - often in the Caribbean, that charges a premium connection fee and per minute rate which is extended through long holds and frequent transfers. You might also find charges crammed into your phone bill with such innocuous language as “special services,” “Internet advertising” or “minimum monthly usage fee.” What to know:  BEWARE of any unfamiliar calls – one ring or otherwise – especially with area codes 268, 284, 473, 649, 664, 767, 809, 829, 849 or 876. DO NOT return these calls under any circumstances. JUST delete them immediately. If you are getting texts on a cell phone, forward any suspicious texts to 7726 (“SPAM” on most keypads) to alert your carrier to those numbers, and then delete them.