Said they are VISA/MasterCard. And said they could lower my interest rates on my credit cards. Before I acknowledged what they were trying to ask me I ask them for their name ID corporate phone number and after asking for all those things a person on the phone proceeded to swear and call me inappropriate names. So beware they are scammers trying to get your credit card info don't answer and they have other phone numbers to call from he called me back from another number to continue insulting me, because I was wise to his game. The other # is 541-688-3315