Left VM offering to " lower your interest rate" and I was relieved to hear ... "there is no problem with your account". I assume that's because I have no account with this unidentified phisher. Blocked. Don't pick up.
Called my prepaid cell, I was in a hurry and knew it was probably a scam but just in case, because I do volunteer work, I answered... Recorded male voice, and I hung up by the second word. Not many entries here, must be a new spoofed or phished number. Sometimes I fantasize about how much better our planet might be if these effers invested half as much energy into helping the world, as they do trying to harm it...