RUN!..it is a collection agency. I had a less than 100, dollar debt. They are relentless. I have no verification of time, debtor NOTHING. According to my hospital..the debit was written off a year ago.. yet these people persist. will NOT answer the phone but ask to leave a message & call back number. Call 2 times a day. Suggest you get a new phone & block ALL their calls. They rotate phone numbers so stay on it & good luck