In got calls from many different people including a ms taylor at number 3206297946. She told me the same thing fraud cases , get a lawyer , we will be proceeding with the claims. Would send me a verification of anything said they had already. Said Todd davis was a da and lawyer. Taylor said they were j&j law group . When I asked for addresses she have me po box 29 red wing mn 55066meeker county. I guess we will see what happens. They got mad when I said I was calling atty general, and federal trade commission and bbb. They had some so called locator calling me many times me knew my work and home and would be bring me the papers . I believe their scammers .
Person calls and says to call them back by end of day otherwise the police will come to my place of enployment. These people change thier tune all the time
3206261046
Never mentioned my name. Just left a VM stating that , He was Detective (Muffled name), a Statement from me or Attorney retention isn't on file. Call the office back press one to speak with a representative.... Lost am I specking with law enforcement or a representative. Yea, NO! send me all my court orders in the mail please and even still I don't go to jail for debt. Just wage garnishments and interest fees. DOG FACE! SCAM ALERT! SCAM ALERT! STRANGER DANGER! STRANGER DANGER!
Is this seriously a scam artist!? I seriously thought I would have a felony case filed against me for a loan I took out 2+ years ago. I ended up paying nearly $1400 :( please tell me how you know for sure this is a scam!! I couldn't find anything on this number until now .
Short answer:
It is illegal for a debt collector to threaten people with a felony.
Long answer:
This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]
* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don’t pay your debt
- say they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- say that legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;
The debt collector may not garnish your wages unless there is a court order to do so.
Many Federal benefits (including Social Security Benefits) are exempt from garnishment
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,
Report any problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.