They called saying they were from card services to lower my interest rate on my Visa. They told me that I owed way more than I do and when I started questioning them they hung up. I tried calling back and the number was not a working number. Now I am afraid that it was some sort of scam and that I was somehow hacked. I asked them what card and they said Bank of America, Sears, Chase, and some others.
I think this is really weird. Wishing I wouldn't have answered now!