An Indian guy called me from this number repeatedly every morning at 6 am. I called them back and he said he was from US Banking. He was a scam artist seeking bank account information.
They stole money from me yesterday. Justin is a liar and this time he messed with the wrong person. I ave family with the FBI and secret service and if I don't have my money in 30 mins I am letting them handle it
Scam Shill Alert! No they won't and neither did you! Its all a scam and the only thing they will do is scam people for money! Its illegal to ask for money up front for a loan period..
In fact, that's pretty much the time frame for any loan (paper will be longer)!
https://www.tsp.gov/planparticipation/loans/gettingYourMoney.shtml
"Online Requests
If you successfully complete the entire loan process online, and are approved, you will receive your money in 7 to 10 days.
Paper Requests
Loans submitted by mail to the address on Form TSP-20, Loan Application will take several weeks for processing and approval."
Personal loans however, are often more difficult and go no higher than $50,000 … depending on your credit score!
http://credit.about.com/od/avoidingdebt/a/basics-of-personal-loans.htm
As to online Payday loans …
http://www.dailyfinance.com/2011/08/10/how-on ... you-in-trouble/
"… when it comes to online payday loans -- taking them may make a bad situation worse.
"Payday loans may serve a short-term need, but they also can create a greater long-term problem," says Frank Dombroski, founder of FlexWage, which recently launched an employer-sponsored alternative to payday loans that allows employees to access earned wages that haven't yet been paid.
The problems don't stop at the sky-high interest rates, either.
Many consumers who clicked to "submit" a payday loan application were unwittingly enrolled into the programs, which initially charged their bank accounts up to $59.90 per month and later charged up to $99.90 per year.
Borrower Beware
Predators lurk at time when many are vulnerable.
… what's easy isn't always what's good for you. "These loans [are] targeted to, and used by, those individuals who can least afford the costs," says Eleanor Blaney, consumer advocate for the Certified Financial Planning Board. "The interest rates charged are very high, and also not very visible. One of my biggest criticisms of the online services is that nowhere are the interest rates or costs given, nor is there any advice to potential users of these loans [about] what the costs can accumulate to, if these loans are not paid off in very short order."
Quite simply, they are one of the most expensive forms of credit, says Eli Lehrer, vice president of the Heartland Institute, a think tank. "Calculated as an APR, their costs are higher than any credit card, consumer loan or bank loan." "
And as far as money mutual is concerned:
http://www.sitejabber.com/reviews/moneymutual
What I find is that WOT rates it as very poor in trustworthiness, it has a very poor reputation. Misleading, unethical claims, a scam, and has poor customer experience… it IS engaged in, or promotes, irresponsible lending practices with extortionate APR rates!!!
Any person that can show me proof that this is a legitimate company I want to see the proof... I have proof they scammed me and Justin is a thief. But...the proof is now in the hands of authorities and they will get exactly what they deserve. I am so disappointed that people actually do this to good people that just need a break.
From what I understand from authorities they will change their number on a regular basis. BE AWARE!!!
DONT LET THEM GET YOU TOO!