Call from "Financial Services for Visa and Mastercard" reported to be in Orlando FL. Repeated attempts to tell them to stop these calls unsuccessful. Told them repeated times that I'm on the do not call list
This is a phishing call number. Called to say they can lower interest rate on credit card. Caller ID showed "Card Services" so I thought it was legit. When I asked how they are able to accomplish this with two different credit card companies, the young man said, "We charge you $900, but you save that much in two or three months." I declined immediately, and called both companies to cancel cards.
Just had a call from "Card Services", too, claiming they represented multiple card companies. They were offering to lower interest rates on multiple credit cards, as long as I owed at least $3,000.00, had an interest rate over 10%, and also had an AVAILABLE balance of $500.00 or more. The caller claimed not to know why the available balance was needed. She said she was not asking for the security code, just my expiration date, and then asked me to confirm my credit card number. I finally had enough of the heebee geebees to end the call, but not before I had given her the card number.
To be on the safe side, I called my legitimate credit card company and spoke to a fraud specialist (and put my card on a security hold!), who confirmed that the company that called me is an actual company. The problem is their practices are not on the level. They lure customers in promising to lower credit card rates, and then want to charge a lot of money to do it. Whether or not they can actually achieve a lower interest rate is another question - I didn't think to ask my fraud specialist that one.
Here's the only way to stop these calls (only you can stop them).
Waste as much of their time as you can stand. Commission salespeople hate that worse than anything. While they're dinking with you, their paycheck is shrinking.
Tell them you're really interested, but your card is with your spouse. You can go get a statement. Take 10 minutes to find one, tell them it's a year old. You'll go find a newer one (10 minutes again, but you never find the 'newer one'). Give them a fake 16-digit number (VISA starts with 4, M/C starts with 5) that you've written down (so you can repeat it when it fails). Expiration date is next year, your name is (some fake name) and the name they have in their 'files' is for people who moved out.
Tell them your rate is 15.9%, you owe $8,000 dollars. When they question the 'wrong' number, tell them sorry, it's an old statement and that card was canceled. The new card is with the spouse who's visiting next door. You'll be right back. Don't come back.
They'll stop calling. Or, call their "Orlando" office at 321 332-0990 and ask the calls to stop, but no promises on that one.
Caller wanted to reduce my credit card balance on my most expensive card. All he needed was my card number, of course! He even started saying a couple numbers that he couldn't finish without my help; really, please! This is the number he used to call back on from the first time he called from 562-288-7140 Credit Services