They sound extremely convincing at times, but do not give them anything. This is a scam, and all they want is your card #. They charge an amount and you never hear from them.
Received a call from a lady who went by Maxwell Bailey from legal office in central Florida claimed I had taken out a payday loan in 2010 for 300.00 and due to the 700% interest rate I owe 2400.00. She said she would settle for 254.00. Claimed that the payday loan company had sent out notices and had gone into collections. This was the final attempt before it would go before a judge and I would have to appear in court. I never took out a loan, never received any notice from a payday loan company of an outstanding loan and never received any collection notice. I didn't pay her or provide payment info. She gave me a number to call her directly of 909 366 5779. She had some personal information, so it did catch me off guard initially. I had to deal with scammers in the past that threatened legal action for an outstanding debt. They had Indian accents and always were reading from a script. This went on for a year or better, I just ignored the phone calls. They finally stopped. Just don't ever give in to these scams and get a fraud protection program, I use Lifelike. But there are other good ones put there. Review your credit reports at least once a year from all three credit reporting agencies.
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
Also read up on the laws and your rights:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
Hey guys, these #''s have been calling me for over 10years..!!! they never stop!!! it is a living hell, I can't anwswer my ph anymore, unless I recognize the #.... I just wonder if we all could get into a GIANT CLASS ACTION SUIT against the tel carrier's...for letting these tel terrorist keep terrorizing us?????