Receiving threatening calls about a legal case against me for money I supposedly owe. They say they are trying to deliver papers, and want me to call 844-413-2891. I called it before and they tried to get me to settle out of court with them or they would sue and I would have to pay more. Seems like a total scam. I told them to file whatever they want, and I will see them in court. That was 3 months ago, it was quite for a while but now they are calling again. Same messages, still no documents. I continue to block each new number they call with, hoping one day it will stop.
Jason Chavez is the representative or agent for this company her phone number is 844 4132 891 stating that they are warrior collection agency for payday loan compan
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying. They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php