had these guys call my husbands work saying they were going to garnish his wages.....called them back and got the run around about being sued......they wanted checking account information and I wouldn't give it..........looked through the court schedule and they are a big scam.........the guy got lil mad when I said I know you guys are a scam
This number called my neighbors stating they were a dispatch looking for me because
" I had missed a court date" lol yea I don't have court dates! Called back and their story changed a few times starting with they were a legal group and I was being sued, then they said they weren't a debt collector who made money off me and they report to credit agencies. Had me in tears wanting me to settle out of court and have me pay 912.12 or I would be served sued and have to pay 4012.12. They had all their information ready to give me but when searching to find their company no such company exists, and their number is actually from montebello.. They are linked to a Utica by threat call as well. Notified police and they said it's a scam no third party can ever be given information relating to your debt ! They are using scare tactics like all of your accounts are going to be frozen contact us now so this can be resolved, once they serve you we can't help you, we have mailed you notices to old addresses and you failed to comply and now your being sued, or my favorite : we could mail to your old address but knew to call your neighbors! Idiots
had these guys call my husbands work saying they were going to garnish his wages.....called them back and got the run around about being sued......they wanted checking account information and I wouldn't give it..........looked through the court schedule and they are a big scam.........the guy got lil mad when I said I know you guys are a scam
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.