The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
Some one by the name of OFFICER George Wallace from US LEGAL SERVICES has left 2 messages for for some kind case against me that I know nothing about saying that I'm going to be arrested by my local sheriff department.I'm afraid to call back because of these messages going to get a lawyer just in case this going to happen.
To everyone concerned...just called local law enforcement...this number has numerous reports of fraud activity...
The contact was George Wallace...claimed to be with Seal of California Junior court house...with warning of 24 hour notice of arrest and warrant issued...this entity does not exist...
Per Sheriff department...numerous calls regarding this fraud
Do not sent money, do not go to CVS or Walmart to get green dot money pack with 14 digit code...
How this works....
someone sold your information to a hack on old pay day loans or similiar institution...they in turn call from out of country with a looped call..hence the gaps and clicks in call...then they have you send money to an account...the person who gave your info to them goes and gets the money splits it with the hack...
Sorry, this occurred to you and your family...rest your heart...breathe and know that law enforcement is aware of this fraud....
God bless...