I got one of these too. They say that they are looking for someone called Michael something. They never mention my name, and it has been going on for a year now. I have no idea what to do. Someone please stop them!!!
These people called me and threaten me with the same thing. They said there's a bad check claim filed against me. He threaten me that he would turn the case over to the attorney, like in a few seconds he came back and said their attorney would only allow for me to pay them by this Friday. Well damn [***], now that I know who they are, I hope they rot in hell soon. Wasted my time talking to them and actually got frustrated. And almost Stupid enough to pay them. So people be aware, don't fall into their trap. Please do file a police report right away. These people call themself Shawn Teilman and Mr. Cooper. Damn [***]!!!!!
Also had a call regarding a bad check claim from a payday loan in Oct 2007 from Cash Advance. I asked for a debt validation which they claim had been sent to me (I've never received anything). The guy transferred me to a supposed attorney. I told him that this was not familier and to send some sort of documentation. Until then I wasn't doing anything. He got frustrated, mumbled something under his breath and said good luck and hung up.
Know your rights when it comes to these debt collectors. They must send you a debt validation upon request showing how they calculated the debt. They have 30 days from request to provide it to you.
To "idiots" - the n word is totally unnecessary! I'm offended and appalled that someone in this day and age is still using deragatory language like that. You should be ashamed of yourself!
Today I get a call from a Shawn Tillman informing me that there is a Felony warrent out for my arrest! He informed me that I would be receiving a letter in the mail detailing the date and time as to when I would need to go to court for an "appearance" to the judge. I have never been given a credit line for the amount that was stated or claimed. Until 1 month ago, I just opened a bank account and received my VERY first credit card! I asked questions but they could not give me ANY answers, except that if I wanted this to go away that I should just send them money! Ok we go from me having a felony warrent out for my arrest to it will all go away for a small fee of $75! Give me a break! This is a scam! Anyone out there that gets a call from these people, inform them that you are and will be filing a police report and forwarding this to CONSUMER AFFAIRS! In this day, NO ONE should be subjected to this type of trickery!