New and unfortunately compelling spam re: credit cards.  Here's approximate text (from memory).  "This is not a solicitation.  This is the Mastercard/Visa service center.  We've been monitoring your account and due to your excellent pattern of payments over the last 6 months, you qualify for a 0% interest rate on all your accounts.  CONGRATULATIONS.  Press 1 to take advantage of this offer.  ...   Press 1 NOW."