Call came in from a Texas location, but a man with an Asian accent told me he was located in Orlando, FL. He said he was with VISA/MasterCard and was offering me a 6% interest rate on all of my credit cards. He asked me about my cards, and became annoyed when I told him I was at work and would call him back later. (FRAUD was ringing through my head.) He insisted that I could not call him back, I had to take advantage of the 6% offer right then. He ended up hanging up on me.