A man called here,said he was Michael Miller from prompt recovery services.He stated would settle 50 cents on the dollar on a $5600 debt,before I even said anything.When I told him I would be making monthly payments as we dont have that kind of money,he became abusive and said it would take 20 years to pay it off!!!!!!!!! and threatened to seize our assets,garnish our wages and put a lein on our home.I told him thats all we can afford right now,wife lost job. Didnt matter to him.
Just got a call from them. Apparently, when your hospital bill is way too much for you to pay off, the hospital you went to sends your account to this collection agency. As long as you pay a certain amount each month, they will leave you alone and not report you to any credit bureaus. I just happened to miss July's payment and, as long as you are nice to them, they will be nice to you.