Today is the first time I've ever received these calls and yeah they called every other hour. I'm p*ssed to find out it's Mervyn's 'cuz I pay them at least 5 times more than the min payment every month and it's actually almost paid off. I can't wait for them to call again so I can go off...their stupid a$$es file bankruptcy and now they wanna hound US...screw them, they'll be paid off when I can. Everyone is in hard times they need to back the f*ck off!!!!!!! Thank you for the help!!!!