Got a "check" in the mail from Regional Finance Corp. for nearly a thousand dollars, with a letter saying it was a "pre-approved loan". Terms in fine print on the back revealed the outright usury: They expected payback on a 58.08% interest rate. The endorsement on the back of the "check" includes demands for home and work numbers as well as social security number.
I googled the company name and got complaints about undue harassment and identity info being sold without permission.
Plus the check is stamped with the logo for Wachovia, a bank that hasn't exactly got a great reputation of late. This whole thing has the stink of the scam in which you get a random check in the mail, and, once you try to cash it and follow the instructions that came with it, it mysteriously becomes invalid and robs you of your money.
Address listed:
Johnny Mims
Branch Manager
Regional Finance Corp
246 Interstate Commercial Park Loop
Prattville, AL 36066
I will be passing along this loan offer to the paper shredder.
Got a "check" in the mail from Regional Finance Corp. for nearly a thousand dollars, with a letter saying it was a "pre-approved loan". Terms in fine print on the back revealed the outright usury: They expected payback on a 58.08% interest rate. The endorsement on the back of the "check" includes demands for home and work numbers as well as social security number.
I googled the company name and got complaints about undue harassment and identity info being sold without permission.
Plus the check is stamped with the logo for Wachovia, a bank that hasn't exactly got a great reputation of late. This whole thing has the stink of the scam in which you get a random check in the mail, and, once you try to cash it and follow the instructions that came with it, it mysteriously becomes invalid and robs you of your money.
Address listed:
Johnny Mims
Branch Manager
Regional Finance Corp
246 Interstate Commercial Park Loop
Prattville, AL 36066
I will be passing along this loan offer to the paper shredder.