Claims to be Heather from Card Services and this will be the "Last Time" I receive this offer to lower my interest rate . After pressing 1 with no delay a non english speaking person picked up the phone and told me that because I've made 6+ months of payments on time. I gave them NO INFORMATION about me. They were able to verify the company my card was through and a rough guess on my balance that was very close. They said they could lower my interest rate to 6%. They then asked me to verify the expiration date on my card, to which I told them I don't have the card on me and that I would call back when I got home. The guy then told me that I couldn't call back because this was a special offer and only he could call me back later. I told him to call me later and added the number to auto reject list. I'm calling the bank and changing my card number.