They call about once every hour never has 2 hours gone by without thier calling. I've been out of work since last December, no money and unemployment is all the family has to live on, got a credit counciling company through the United Way to work on helping us, we had a loan to pay taxes last year, 2007. I think it was country Wide or USB they won't settle on anything does any one have any idea how far they will go to collect or any way to get them to settle? I need my car and what little we have to survive and get a job when one shows up.