Foreign dirtbags,I just got called,Rachel from cardholder services,the "lower your interest rate" scam,I pressed 1 as directed,reached some foreign pusshead,(Indian or [***].)I played with him for awhile,he got very frustrated with my mental and speech issues(fake of course). When he finally caught on,(not the sharpest tool in the shed),he was livid! Started cursing me out, finally hung up on me,how dare he? Maybe I raised his stress level/blood pressure slightly and shortened his life a tiny,little bit,(hope so!). Ahh! Sweet victory! Hey,I'm retired,everybody needs a hobby.