The caller had such a heavy accent he could not be understood except I could make out that I was suppose to be behind on credit cards and medical bills...Well I cancelled all my credit cards and have not medical bills so I knew he was lying. I think they are trying to get you to take a loan or phising for personal info. Don't give it to them
They hung up the first few times I answered but finally some man with a heavy accent that I could not understand started talking. I did manage to understand that I had credit cards and medical bills past due, I do not have any credit cards(canceled them all) and no medical bills past due(thankfully) so I told him I do not have credit cards or medical bills and not to call me anymore and then I hung up. I think he was phising for info.