Total scam.  Did you receive an e-mail?  Did someone with an Indian accent call you?  This sounds like  the work of a few hard-core Indian scammer/extortionists.  This is an Indian payday loan scam.  It is not random, they have all your financial information and a lot of personal information.  They pick on women, single mothers, the elderly and members of the immigrant community.  Do not return their calls.  Block them.  This is a total fraud.   No one can be arrested for ordinary civil debt in the US.  If they call you again, tell them you know this is a scam.

See:  http://www.consumer.ftc.gov/blog/phantom-debts-and-fake-collection-notices

File complaint with the FBI at: www.ic3.gov/complaint/default.aspx