Told me I had 30 minutes to avoid an arrest warrant being issued for Federal Felony wire fraud. Said I had been wired a payday loan and closed the Account without paying it back. Gave me date of transfer (2011) and my Wife went to bank and there was no record of it. A Mr. Murphy hung up on my twice when I was trying to get info and DEMANDED I pay it within the 30 minutes. Scare tactic...
Told me I had 30 minutes to avoid an arrest warrant being issued for Federal Felony wire fraud. Said I had been wired a payday loan and closed the Account without paying it back. Gave me date of transfer (2011) and my Wife went to bank and there was no record of it. A Mr. Murphy hung up on my twice when I was trying to get info and DEMANDED I pay it within the 30 minutes. Scare tactic...
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Keep getting calls from this number saying I have to pay a loan I owe to a payday loan which I never even owe to anyone . He also states I have till 3 pm to pay it or else I will go to jail and have this become a flony
Robocall message that I need to contact them at (716) 748-6062 about a file containing sensitive information: SSN, Banking Info, DL number, etc. Three calls in three days, each using a different area code & number. Scam, scam, scam...