I think it's Capital One Auto Finance. My payment is 5 days late and whenever I am 5 days late I get relentless calls from all over the U.S. I got several today 22 to be exact. All are from Capital One Auto or their relentless harassers. Don't ever be late with them. The way they bombard you is insane. It's got to be illegal.
I got a call today from this number. Caller ID listed "NWYRCYZN07 NY" as the name. It was a hang up.. Called back it was Capitol One. Told them last month I am going to be about 26 to 28 days late. Mortgage company went under and I went several months without knowing where to send my house payment to. Then my property taxes lapsed, and house insurance got canceled. Escrow nowhere be found... I had to pay house insurance and property taxes out of pocket.. Now the new company servicing my loan immediately wants 4 payments by the end of the month.. Told Capitol One there's nothing I can do and I have no other options right now. I am going to be late until I get my mortgage problems straightened out, or until I get refund back on the payments that escrow was suppose to pay. I am about 2 grand short right now.. They won't defer a payment, and I can't pay them ASAP. If my mortgage company refunds me back for the property taxes and insurance.. I will be fine.. They can't defer a payment, and I can't pay them ASAP.. Calling me 10+ times a day isn't going to make money magically appear in my mailbox.. :)
Yes that is the way they do business and you have to watch it because they call from different numbers all the time. Different area codes, the main one is 972, but then there is the 347, and countless others and it does not matter how many times you talk to them and explain what the problem is, it does not matter. It is useless. I have asked them to change my due date and they will not, they say I have to refinance and I am not about to do that, I asked to have a payment put to the end of the loan. Nope you have to be up to date, well if I were up to date I would not have to worry about it. Five days is fives days, they call if you are one day behind, because then it goes into the next billing and you are actually one month late. They are the worst when it comes to customer service as well.