Threatening arrest on a civil debt is illegal. Here is what you need to know:
ACS INCORPORATION COLLECTION AKA ACS AFFIDAVIT CONSULTANTS, ACS LEGAL LLC, ACS LEGAL SERVICES. LLC, ACE CASH SERVICES, NATIONAL AFFIDAVIT PROCESSING DEPARTMENT, UNITED FINANCIAL CRIME DIVISION, ACS INCORP USA, ACS LAW GROUP, ACS INCORP., ACS INCORPORATION, ADVANCE CASH, FCS. INC, FAST CASH SERVICES USA, ACS DEBT
Posted in: http://800notes.com/Phone.aspx/1-347-281-7988
BBB page listing an F rating 1187 complaints 2 negative review and an alert showing a pattern of illegal debt collection activities as well as the fact that they are not licensed by the State of Florida as required by law:
http://www.bbb.org/west-florida/business-revi ... ter-fl-90127825
The web site listed could not be found. The address listed contains a restaurant and an attorney with a disconnected phone number.
http://www.bbb.org/west-florida/business-revi ... ter-fl-90143454
No corporate registration found for ACS. The Attorney was disbarred and I have to wonder if he is not in the debt collection business:
Antonio R Arnao
Disbarred
Not Eligible to Practice Law in Florida
Bar Number:
739383
Address:
28870 US Highway 19 N Ste 300
Clearwater, FL 33761-4328
United States
Phone:
727-366-2412
Fax:
727-725-2933
Email:
[email protected]
vCard:
County:
Pinellas
Circuit:
6
Admitted:
02/15/1988
10-Year Discipline History:
Yes
Since Aug. 1, 2007, key discipline case files that are public record have been posted to attorneys’ individual Florida Bar profiles at FloridaBar.org. Select the Reference number to access the Supreme Court Order and related documents. Detailed instructions to view discipline documents
Action Date Reference
Public Reprimand 10/12/2006 200410837
Suspension 05/24/2011 201110026
Suspended - with Conditions 07/11/2011 201010551
Suspension 08/20/2013 201390070
Suspension 01/27/2014 201410293
Disbarment 06/02/2014 201310526
Law School:
Stetson University College of Law
Graduation Year:
1987
Degree:
Doctor of Jurisprudence/Juris Doctor
Firm:
Antonio R. Arnao
Firm Size:
One
Position:
Private Law Practice
Website:
[email protected]
Practice Areas: Bankruptcy
Civil Litigation
Civil Trial
Insurance
Litigation/Trial Advocacy/Advocacy
Personal Injury
Trial
Languages: Spanish
Federal Courts: U.S. District Court, Middle District of Florida
Florida Middle District Bankruptcy Court
State Courts: Florida
Federal law (FDCPA) requires them to send you a letter within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
Also file a complaint with the Florida AG’s Office: http://myfloridalegal.com/