I got the same text message. I've been a chase customer for years and never received a text from them, and can't imagine that they would send it at 3a.m. Total scam!!
Unsolicited text about a Chase bank loan offer. Exact text reads "Chase is offering $1,500 cash loans deposited within 2hrs. NO credit checks! Get the money today by applying right now on your phone at www.TwoHourCash.com" Total scam cash advance website.