Read this:
"It is illegal for companies doing business by phone in the U.S. to promise you a loan or credit card and ask you to pay for it before they deliver."
http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
If you or a friend need a loan, you really should read this:
http://www.consumer.ftc.gov/articles/0153-choosing-credit-counselor
In fact, the more you need the money, the more urgent it is to read that information!
Protect yourself!
Recognize that NO legitimate company is going to offer you a loan, without their doing some background / credit checks on you, and they WILL generally need a snailmailed, signed contract.
If you or a friend fell for the scam, please try to educate your other friends. The only way to stop these scams is to cut off their source of money!
This number is shown to be from NY, but this guys are in Jamaica. It is MagicJack #. At one time (2015) he was the "manager" of a scam. Name given: Harry Smith. lots of BS about a loan, a gift, a lottery, you name it. Sinceewe are a Consulting Anti-money Laundering Firm in DC, they think we are an easy target, or maybe doing the same thing they are. We have wasted their time several times and they hate us with passion. That is how we know them so well. They must be stupid or masochists, because they been calling for 3 years!!