called me today. i picked up. They asked if I owed money to a credit card. I said yes. They said they can help me reduce the interest. Then the woman connected me to another person. I said what company is this, after she asked me for the last 4 numbers of social security #. I said no. I can not give that to you. She said it is secure. If I gave her my # she was going to connect me to someone that can explain everything, and I asked what credit card co. are you with? She said we represent over 500 companies! I said I was not interested. She hung up. Before all of this I asked what company she was from.