They keep calling me saying i owe them 300 dollars for a loan which i dont even have a checks. and now there calling my work which will cause me to get fired. I need help on what to do.
They keep calling me saying i owe them 300 dollars for a loan which i dont even have a checks. and now there calling my work which will cause me to get fired. I need help on what to do.
This same number called my cell and proceeded to cuss me out and threaten me when I said I couldn't completely understand what he wanted... Then called me about 40 times over the next 40 minutes even after I asked him to stop and so on... I don't knopw who he is but there are a lot of other people who say this number has called them. Its a scammer.
The following information is from the FBI website on E-Scams and Warnings:
Telephone Collection Scam Related to Delinquent Payday Loans
12/01/2010—The IC3 receives a high volume of complaints from victims of payday loan telephone collection scams. In these scams, a caller claims that the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check cashing services.
One of the most insidious aspects of this scam is that the callers have accurate information about the victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and names and telephone numbers of relatives and friends. The method by which the fraudsters obtained the personal information is unclear, but victims often relay that they had completed online applications for other loans or credit cards before the calls began.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide to the victims any details of the alleged payday loans and become abusive when questioned. The callers threaten victims with legal actions, arrests, and in some cases physical violence if they refuse to pay. In many cases, the callers even resort to harassment of the victim’s relatives, friends, and employers.
Some fraudsters instruct victims to fax a statement agreeing to pay a certain dollar amount, on a specific date, via prepaid visa card. The statement further declares that the victim would never dispute the debt.
These telephone calls are an attempt to obtain payment by instilling fear in the victims. Do not follow the instructions of the caller.
If you receive telephone calls such as these, you should:
* Contact your banking institutions;
* Contact the three major credit bureaus and request an alert be put on your file;
* Contact your local law enforcement agencies if you feel you are in immediate danger;
* File a complaint at www.IC3.gov.
I just received a call from Mr. James Crider claiming to be with Croby & Associates Law Firm. I know it is a scam, as he was using information from a closed account. He said I had broken 2 laws,he stated if I didn't co-operate he would garnish my wages, call my employer and tell them what I had done. That I had taken out a payday loan from U.S.Cash Services for $300. If it went to court it would cost me $2,954. He stated I took out the loan on June 20, 2011, and when they went to collect on July 22,2011 that they couldn't get their money. Which I know is not true. I have been getting these types of calls since December 2010. They are scammers and need to be turned over to the Federal Trade Commission as the FBI no longer handles phone fraud. I have spoken with the FTC and all I have to do is gather all the many different people who have called me. So to anyone out there. Call the FTC and report these scammers.
I just received a call from Mr. James Crider claiming to be with Croby & Associates Law Firm. I know it is a scam, as he was using information from a closed account. He said I had broken 2 laws,he stated if I didn't co-operate he would garnish my wages, call my employer and tell them what I had done. That I had taken out a payday loan from U.S.Cash Services for $300. If it went to court it would cost me $2,954. He stated I took out the loan on June 20, 2011, and when they went to collect on July 22,2011 that they couldn't get their money. Which I know is not true. I have been getting these types of calls since December 2010. They are scammers and need to be turned over to the Federal Trade Commission as the FBI no longer handles phone fraud. I have spoken with the FTC and all I have to do is gather all the many different people who have called me. So to anyone out there. Call the FTC and report these scammers.