I sure am glad you all posted. I just received a call from the nut and at first I was worried. He said I took out a loan from "easy advance cash". He said he was from Gerber Legal Services. He had my E-mail address but didn't say anything about my home address.
This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.
ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:
Lawyers do not call cell phones or email you for matters of this sort; they send certified documents to your address. Ignore them. Do not call them back. What they are doing is a crime.