All debt collectors are required by law to send you a DEBT VALIDATION. This is sent through the USPS ONLY (email, text, faxes, carrier pigeons, smoke signals...none of those count) and state when you incurred the debt, to whom you owe the original debt, and how to proceed should you not recognize the amount.
This must be sent within 5 days of the first time the company attempts to contact you.
REAL DEBT COLLECTORS SEND THIS. Scammers do not.
A few other things to know-
-You cannot be arrested for ordinary debt in the United States.
-Process servers do not call in advance. They only get paid if they deliver you papers the court (not a private company) has ordered be delivered, and if you flee, they don't get paid. Therefore, they do not call ahead of their arrival.
-Likewise, officers do not call you to tell you they will be arresting you. Why would they?
http://www.consumer.ftc.gov/articles/0149-debt-collection
This link contains all the rules debt collectors must follow, and includes links where you can report criminals who choose not to follow the law.
No private attorney would be notified by a law enforcement officer that there was an arrest warrant out. Total scam. Sounds like Indian or Pakistani scammers using legal mish-mash in order to scare money out of people. Ignore and block the calls.
Being in ordinary civil debt is NOT a crime and you cannot be arrested for it. We do not have debtors prisons in the US. Ignore and block the calls. Indian or Pakistani debt scammers spoofing local numbers.
These fools just called me.
Not ONE time was my name mentioned in the 1 minute vm they left on my phone. I have no loans.
THIS IS A SCAM.... BEWARE!!!
a true debt collector will ALWAYS mention you by name.
Thank God for Mr. Number!!