some "lawyers office" who says I owe money to "Pay day advance" which I have NEVER taken a loan from. Very mean and will not give any info just wants a cc # over the phone. I requested they mail a letter and they wont. I dont believe them to be real.
Debt Collection and Creditor Harassment Abuse Laws - Section 806 of the FDCPA.
Creditor and debt collection laws (federal and state) are designed to stop the abuse and harassment from collection agents and employees of creditors trying to collect debts. This section of the FDCPA outlines illegal tactics such as threats, obscene, profane, or abusive language and telephone calls designed to scare you into paying a debt right away!
I got a message on my cell and telling me they are a collection co. When called at work, a different number came up, did not write it down but said they were a federal consolidation services. Same person calling her self Anna Jones. When supervisor came on, i said to mail me a certified letter with USPS and they hung up. Defiantly a scam. along with another number of 541-702-4031. both are scams.
a message was left for me to contact my sister from a roger smith he said"this is a very serious legal issue" and for me to contact her she has no idea who he is????
The guy had a very heavy Indian accent, I could barely understand him. He said I had an outstanding loan, which I don't, and that if I refused to make a payment by cc today, I will have to appear in court.