We Always Love It When We Are Contacted By New Scammers!!! Actually, They Are Not New To The Game, They Just Switched Up Numbers. They Used To Use 917-745-4821.
We Received Calls On Both Our Landline & Our Cell Phone From 347-625-3036 Brooklyn NY: The Message Left On Our Landline Was Hold Music Then A Disconnect, But The Message Left On Our Cell Stated That It Was Amy Brown From "Howard & Associates" Calling Regarding A Time-Sensitive Legal Matter & It Would Be In My Best interest To Call Them Back...Of Course We Did!!!
Same Old Story: This Is A Courtesy Call Regarding A Time-Sensitive Legal Matter, Pending Legal Charges Coming Down, Outstanding Payday Loan From 2009, Payment Of $880 Must Be Made Within 72 Hours Or Charges Will Be Forwarded For Formal Processing...DUN DUN DOM!!! Wow, I Can Only Imagine How Much This Shakes Up Some People...That's Why It Is So Lucrative For These Crooks. If They Can Get Even 3 Consumers Out Of Every 10 To Take The Bait, That's A .300 Batting Average & Pretty Damn Good! Of Course When We Ask Them If They Are A Debt Collector Or A Law Firm They Say "We Are A Firm", Of Course They Cannot Provide Me With Any Info On The Original Creditor Or The Previous Collection Agency That Had Supposedly Been Trying To Reach Me For 5-6 Years (All They Have Is "Internet Payday Loan"), Of Course They Only Accept Immediate Credit Card Payments Over the Phone, Of Course They Cannot Mail Any Documentation To Me & They Cannot Give Me Their Physical Address. Allegedly, The Original Debt Collector Had Been Attempting To Reach Me, But Howard & Associates Doesn't Have Any Info On Them....Then How The Hell & Where The Hell Do You Guys Get Your Files, Do They Just Fall Out Of The Sky? LMFAO. Being An Expert On This, I Totally Manipulated The Conversation & Hammered Each Person I Spoke To With Questions & Challenges. I Got Handed Off At Least 3 Times Until I Was Finally Connected To Their "Merchant Processing" Unit, Which Is "Legal Debt Solutions" In Jacksonville FL. So, We Are In PA, We Receive A Call From A Law Firm In NYC, But I Have Now Been Transferred To Their Processing Department In Florida??? It Was So Obvious It Was All The Same Place. I Continued To Pummel This Guy With Questions, Then Demanded A Mailing Address So I Could Promptly Mail My Payment Via Trackable Fed Ex Or USPS & He Could Personally Sign For It. At This Point, The Guy Was Like, "Ummm You Know What, It Looks Like We Made A Mistake & You Actually Don't Owe Anything, There Has Been A Mix-Up & I Will E-Mail Howard & Associates That Your Case Is Closed". Of Course We Wouldn't Just Let It Go. We Called Howard & Associates Back & Asked For Some Type Of Official Notification That All Charges Against Me Were Dropped & A Formal Apology In Writing Stating That My Name & SSN Were Clear. At This Point They Began Hanging Up On Me LoL. When We Asked Howard & Associates For Their Address, All They Would GIve Us Is PO Box 4012, Manhattan NY 10460. When I Asked The Guy At Legal Debt Solutions For His Phone, He Danced Around Before Finally Giving Me 904-274-4292. If You Call This Number, The Initial Answering Machine Says Legal Debt Solutions, But If We Keep Hitting 'O', We Get An Answering Machine That Says Howard & Associates...Busted!!! We Are Gonna Hound You & Dog Them Until They Shut Down Both Numbers, So Stay Tuned Folks.....
It's Fascinating To Chase These Scammers & Watch Them Evolve & Adapt As Technology Evolves & Consumers Become More Educated. They Are Well Aware That Consumers Are Going To Jump Right On To Gooogle & Anywho To Check Them Out, So They Are Now Using Names Of Or Names Similar To Actual Firms Or Of Recently Defunct Companies Such As Legal Debt Solutions. This Was An Actual Company In Jacksonville & It Still Pops Up In A Web Search. Some Of These Scammers Are Even Setting Up Fake Web Pages Of Their Own Or Using Old Company Webpages.
We Always Love It When We Are Contacted By New Scammers!!! Actually, They Are Not New To The Game, They Just Switched Up Numbers. They Used To Use 917-745-4821.
We Received Calls On Both Our Landline & Our Cell Phone From 347-625-3036 Brooklyn NY: The Message Left On Our Landline Was Hold Music Then A Disconnect, But The Message Left On Our Cell Stated That It Was Amy Brown From "Howard & Associates" Calling Regarding A Time-Sensitive Legal Matter & It Would Be In My Best interest To Call Them Back...Of Course We Did!!!
Same Old Story: This Is A Courtesy Call Regarding A Time-Sensitive Legal Matter, Pending Legal Charges Coming Down, Outstanding Payday Loan From 2009, Payment Of $880 Must Be Made Within 72 Hours Or Charges Will Be Forwarded For Formal Processing...DUN DUN DOM!!! Wow, I Can Only Imagine How Much This Shakes Up Some People...That's Why It Is So Lucrative For These Crooks. If They Can Get Even 3 Consumers Out Of Every 10 To Take The Bait, That's A .300 Batting Average & Pretty Damn Good! Of Course When We Ask Them If They Are A Debt Collector Or A Law Firm They Say "We Are A Firm", Of Course They Cannot Provide Me With Any Info On The Original Creditor Or The Previous Collection Agency That Had Supposedly Been Trying To Reach Me For 5-6 Years (All They Have Is "Internet Payday Loan"), Of Course They Only Accept Immediate Credit Card Payments Over the Phone, Of Course They Cannot Mail Any Documentation To Me & They Cannot Give Me Their Physical Address. Allegedly, The Original Debt Collector Had Been Attempting To Reach Me, But Howard & Associates Doesn't Have Any Info On Them....Then How The Hell & Where The Hell Do You Guys Get Your Files, Do They Just Fall Out Of The Sky? LMFAO. Being An Expert On This, I Totally Manipulated The Conversation & Hammered Each Person I Spoke To With Questions & Challenges. I Got Handed Off At Least 3 Times Until I Was Finally Connected To Their "Merchant Processing" Unit, Which Is "Legal Debt Solutions" In Jacksonville FL. So, We Are In PA, We Receive A Call From A Law Firm In NYC, But I Have Now Been Transferred To Their Processing Department In Florida??? It Was So Obvious It Was All The Same Place. I Continued To Pummel This Guy With Questions, Then Demanded A Mailing Address So I Could Promptly Mail My Payment Via Trackable Fed Ex Or USPS & He Could Personally Sign For It. At This Point, The Guy Was Like, "Ummm You Know What, It Looks Like We Made A Mistake & You Actually Don't Owe Anything, There Has Been A Mix-Up & I Will E-Mail Howard & Associates That Your Case Is Closed". Of Course We Wouldn't Just Let It Go. We Called Howard & Associates Back & Asked For Some Type Of Official Notification That All Charges Against Me Were Dropped & A Formal Apology In Writing Stating That My Name & SSN Were Clear. At This Point They Began Hanging Up On Me LoL. When We Asked Howard & Associates For Their Address, All They Would GIve Us Is PO Box 4012, Manhattan NY 10460. When I Asked The Guy At Legal Debt Solutions For His Phone, He Danced Around Before Finally Giving Me 904-274-4292. If You Call This Number, The Initial Answering Machine Says Legal Debt Solutions, But If We Keep Hitting 'O', We Get An Answering Machine That Says Howard & Associates...Busted!!! We Are Gonna Hound You & Dog Them Until They Shut Down Both Numbers, So Stay Tuned Folks.....
It's Fascinating To Chase These Scammers & Watch Them Evolve & Adapt As Technology Evolves & Consumers Become More Educated. They Are Well Aware That Consumers Are Going To Jump Right On To Gooogle & Anywho To Check Them Out, So They Are Now Using Names Of Or Names Similar To Actual Firms Or Of Recently Defunct Companies Such As Legal Debt Solutions. This Was An Actual Company In Jacksonville & It Still Pops Up In A Web Search. Some Of These Scammers Are Even Setting Up Fake Web Pages Of Their Own Or Using Old Company Webpages.
Some More Info: The 1st 3 People We Spoke With (Including "Amy Brown" & "Torrie Wilson") Were Pretty Damn Convincing & Pretty Damn Good With The Whole Scam Line: Lots Of Criminal & Legal Jargon Tossed Around. They Are Hoping That By Simply Throwing Your Name, Address, & Last 4 Of Your SSN Out There & Then Mixing In The Criminal Charges & Legalese, You Are Just Gonna Cave In & Pay Whatever They Tell You, & Most Folks Do. I Can Totally Understand How The Average Senior Citizen Or Housewife Or College Kid Or Joe Citizen Who Doesn't Keep Good Records Might Fall For This & Take The Bait. But As Soon As You Take Control Of The Conversation & Start Hammering Them With Questions, They Are Ready To Hand You Off To Someone Else Or Hang Up On You. Just Keep Hammering Them With Challenges & Questions Until You Get To The Truth.
They called me with a message about a scam loan. This company is located in Jacksonville Florida. 2640 Cesery Blvd next to Yara Seafood. Torrie Wilson is her fake name. File a complaint with the ftc.gov and fcc.gov concerning this scam.