Luckily they havent called me at work.  It amazes me the time and effort is put into this.  Could be doing something useful like curing cancer!  I didnt even sign up for any loan.  No clue how they even got my information.  They had the last for of my SS#.  Even my bank account # that I had when I was a kid.  Kinda scary. He told me I needed to pay 295.34. (where did he come up with that number??) If it went to court it would be 20,000. Thats when I laughed and he hung up on me!!