They  are  LIARS  and  SCAMMERS  ,
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If  they  threaten  to  put  you  in  jail ,  they  cant  come  to  your  house  ,  even  if  they  wanted  to ,  only  a  policeman  can  and  only   if  there  is  a  warrant  out  for  your  arrest .
THERE   ARE   NO   DEBTORS   PRISONS  IN  THE  USA.