No, actually, per Whitepages.com, this is a VoIP number, meaning, it's most likely a scam. Interesting that you decided to pre-emptively post here and say this is "legitimate because they provide mi with loans."
http://www.whitepages.com/phone/1-347-916-4403
1-347-916-4403
Bandwidth.com VoIP in New York City, NY