Received scam calls from several numbers, including: 347-926-7329, 347-378-7095, and 347-289-5000. All calls were from the same people who purported to work on behalf of "National Credit Agency" - which they told me is an umbrella corporation that covers "78 websites" related to payday loans and unsecured debt. National Credit Agency oversees the banking transactions of these websites. They informed me that I had defaulted on a loan for $1995.36 in 2011 or 2012, and that current penalties put the amount due at $5484.87. They were calling as a courtesy to inform me that a law suit would be executed in my state "tomorrow" and that charges would be filed. They were very convincing because they did not directly state they wanted money - they offered as a sly suggestion they could call their client if I provided them some reason or "something in hand" to convince the client not to execute the lawsuit. I had to press them for details and their "case" quickly fell apart. Don't believe these crooks or give them any money! There is more info below if anyone who reads this is not convinced it's a scam.
They stated they would file the following charges:
Violation of federal banking regulations
Collateral check fraud
Theft by deception
These are criminal charges and they would need to be filed by the state attorney or locality's DA. They would not be filed by a 3rd party. Also, any reputable litigation attorney would never warn the defendant or it's counsel that they were about to file an initial motion, especially for anything regarding money. I initially spoke to a woman named Jessica, who said she was a paralegal. She transferred me to James Green who is supposed to be a licensed attorney in New York state, working out of Brooklyn. He would not give me his registration number and both the people I spoke to had thick Indian accents. They could verify the last 4 digits of my SSN, an address from 7 years ago, and the last 4 digits of my checking account... and nothing more. Beware.
I would add 347-926-7327 to that list as well. It's the exact same crap they told me, right down to what I was being charged with. I was also told that they "had been watching my bank account and know what kind of person I am." Apparently, they know that I eat at fast food restaurants more than I should and we spend too much at Walmart. yay.