When I picked up the phone, I got a voice recording saying that it was my last chance for forgiveness on my student loan. I have no student loan.  Why would they be calling me?  I have just recently started looking for a job and have been giving limited personal on the web, for job applications.  I have also been posting my resume online.  It sounds to me that people are just looking at resumes online and just calling people who they think may have a student loan.